---
title: Product
description: Experience fast, secure payments with Trumo Checkout. Enjoy instant bank transfers, lower costs, and seamless integration for high conversion in eCommerce.
---

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- [about us](https://trumo.com/about)
- [products](https://trumo.com/products)
- [careers](https://trumo.com/careers)
- [contact](https://trumo.com/book-a-demo)
- [book a demo](https://trumo.com/book-a-demo)

Products

# Trumo Checkout - Pay by Bank

**Frictionless payments that convert.**

Trumo Checkout gives your customers a faster, simpler, and more secure way to pay — straight from their bank account.  
No cards. No third parties. Just real-time payments that clear instantly, verified and compliant across the EU.

**Why retailers choose Trumo**

⚡ **Instant settlement**  
Payments clear in seconds through SEPA Instant, improving cash flow and reducing reconciliation work.

🔒 **Bank-level trust**  
Each transaction is verified with strong customer authentication and account-name matching — reducing fraud and chargeback risk.

🧩 **Seamless integration**  
Add Pay-by-Bank alongside your existing checkout options with a lightweight API or hosted flow. No redesigns, no extra steps.

📈 **Higher conversion**  
Customers skip card entry and move straight from checkout to confirmation — fewer drop-offs, faster completions.

💶 **Lower costs**  
Direct account-to-account payments mean fewer intermediaries and transparent, predictable fees.

**Built for European eCommerce**

Trumo is built, run, and licensed in **Finland**, under the supervision of the **Finnish Financial Supervisory Authority (FIN-FSA)**.  
That means every transaction runs through EU-regulated infrastructure — secure, compliant, and always reliable.

[Back](https://trumo.com/products?hs_preview=rlKrMDTW-265404423366&hsLang=en) [Book a demo](https://trumo.com/book-a-demo?hs_preview=aDHqfKTH-265130840306&hsLang=en)

![bank-1](https://trumo.com/hubfs/bank-1.svg)

Select your bank and authenticate

![bank-1 (1)](https://trumo.com/hubfs/bank-1%20(1).svg)

Authorize payment

![coins-s](https://trumo.com/hubfs/coins-s.svg)

Done

[Back](https://trumo.com/products?hs_preview=rlKrMDTW-265404423366&hsLang=en) [Book a demo](https://trumo.com/book-a-demo?hs_preview=aDHqfKTH-265130840306&hsLang=en)

[![Group](https://trumo.com/hubfs/Group.svg "Group")](https://trumo.com/homepage-2?hs_preview=tPIuwUGQ-264692012226&hsLang=en)

**Trumo Finance Oy**

VAT: FI31076235


Yrjönkatu 11 D 20,  
00120 Helsinki, Finland

Lõõtsa 2B,  
11415 Tallinn, Estonia

**info(at)trumo.com**

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Trumo Finance Oy supervised by the Finnish Financial Supervisory Authority  
(Finanssivalvonta, Snellmaninkatu 6 / P.O Box 103, 00101 Helsinki, Finland, [finanssivalvonta.fi](https://www.finanssivalvonta.fi/))