Trumo Checkout - Pay by Bank

Frictionless payments that convert.

Trumo Checkout gives your customers a faster, simpler, and more secure way to pay — straight from their bank account.
No cards. No third parties. Just real-time payments that clear instantly, verified and compliant across the EU.

Why retailers choose Trumo

⚡ Instant settlement
Payments clear in seconds through SEPA Instant, improving cash flow and reducing reconciliation work.

🔒 Bank-level trust
Each transaction is verified with strong customer authentication and account-name matching — reducing fraud and chargeback risk.

🧩 Seamless integration
Add Pay-by-Bank alongside your existing checkout options with a lightweight API or hosted flow. No redesigns, no extra steps.

📈 Higher conversion
Customers skip card entry and move straight from checkout to confirmation — fewer drop-offs, faster completions.

💶 Lower costs
Direct account-to-account payments mean fewer intermediaries and transparent, predictable fees.

Built for European eCommerce

Trumo is built, run, and licensed in Finland, under the supervision of the Finnish Financial Supervisory Authority (FIN-FSA).
That means every transaction runs through EU-regulated infrastructure — secure, compliant, and always reliable.